When it's time to search for a new-to-you car in the Troy, Alabama, area, let Stivers of Troy help match you with the car that best suits your needs and budget. We have an expansive inventory of used cars available, from compact cars to versatile SUVs, rugged trucks, and everything in between. No matter what you're looking for, Stiver of Troy has something to match your needs. Our friendly sales team is on hand to answer any questions you might have, and our finance team is available to assist with every aspect of the financing process.

The Best Used Cars for Sale in Troy, AL

Our used car inventory at Stivers of Troy excels in terms of versatility. We have a wide variety of makes and models, from high-end luxury models to affordable commuter vehicles. Our team ensures that every vehicle we offer meets the highest standards of performance, reliability, and value, so you can rest assured that the car you drive home is a solid investment.

The Appeal of Buying Used Cars in Troy, AL

When you're in the market for a new car, one of the first questions you might ask yourself is whether you want to buy a used or new vehicle. While buying a new car might have a certain appeal, many buyers find that choosing to buy a used vehicle is the best choice for their needs and budget. The most popular reason to buy a used car versus a new one is a lower price tag.

One reason why used vehicles cost so much less has to do with depreciation. Depreciation is the decline in the value of a car, and the slope of depreciation is the steepest as soon as the car is purchased. The slope of the depreciation curve levels off over time, so a used car maintains its value for a longer period. Buying used means that someone else has already paid the price of the steep depreciation that occurs when a car is new.

Not only will you save money when you initially purchase your vehicle, but you'll also be pleasantly surprised to learn that you'll save money on car insurance as well. New cars cost much more to insure, so you'll save more money over time when it comes to insurance premiums.

Another added benefit of buying a used car is the availability of a large selection of vehicles. There are far more used vehicles available than new ones, which means you can get more specific and only purchase a car that has the features you want and none that you don't need. The lower inventory of new cars means you're usually stuck paying for things you don't want.

Benefits of Purchasing Used With Stivers of Troy

Purchasing with Stivers of Troy is a hassle-free experience. You'll be treated like family from the moment you step in our doors, with our helpful staff walking you through every step of the way. We can handle every step of the car-buying process, from valuing your trade-in to financing your new vehicle. You can even purchase your vehicle from the comfort of your home and have it delivered for a worry-free experience.

Used Vehicle Financing at Stivers of Troy

Our finance team here at Stivers of Troy wants to make sure that you choose the best financing option for your budget. For starters, if you currently own a vehicle that you're interested in trading in, we recommend that you value your trade-in so you'll know what to expect before you even step foot inside our doors.

When financing your used vehicle, you'll be faced with the option to either finance or lease your new purchase. Each option has its pros and cons, and our finance team is more than happy to match you with the option that's best for you.

Financing

Financing a car involves taking out a loan to pay the price of the vehicle and then paying back that loan over a set amount of time. When you finance a car, you are earning equity in the car each month. If you sell the car before the loan has been paid off, you can use the money from the sale to pay off the loan. Once the loan terms have ended, the car becomes yours and you have the opportunity to have months or years without a car payment.

On the flip side, financing a car means your monthly payment will be higher than if you chose to lease your used vehicle. The higher monthly payment means that you'll be more limited in what you're able to afford to buy.

Leasing

Leasing the car involves paying for the use of the car for a predetermined period, usually four years or less. When leasing a vehicle, you're paying for the cost of depreciation of the car for a short time, which is far less than the total amount of the vehicle. That means your monthly payment will be significantly lower than if you financed the vehicle. Since your monthly payment is lower, that means you can most likely afford a more expensive vehicle by leasing.

One drawback to leasing is that you'll never be the owner of the vehicle, and therefore, you're not earning any equity in your vehicle when you make your monthly payments.

Expert Service and Maintenance You Can Trust

Even after you've made your purchase and driven away, our team at Stivers of Troy wants to continue to take care of you. Our expertly trained service technicians are ready to help you with all of your routine maintenance needs throughout the lifespan of your vehicle. Our skilled team can tackle any issue you might have with your vehicle, big or small. Our easy online scheduling tool will make it easy to find a time and day that works with your schedule.

Shop Online or Visit Us in Troy, AL

If you're ready to start the hunt for your next used vehicle, shop online or stop by to visit us today. We'll be happy to share our impressive inventory of used vehicles with you and help you find the car of your dreams. If you have any questions about our cars or car buying process, don't hesitate to reach out and contact us today.

Used Ford Vehicles for Sale in Troy, Alabama

Buying a used vehicle can be a smart financial decision. You can save lots of money by finding a model with a reputation for durability, as it can serve you well for years before needing any repairs. Many Ford models fit that category, and at Stivers of Troy, we make sure that all our used models are in great condition.

Why Choose a Used Ford Vehicle?

There are plenty of reasons why buying a used Ford is a great choice. Some of the most relevant are:

• Cheaper than new vehicles: The most obvious advantage of choosing a used vehicle is that they're significantly less expensive than a new one. Cars tend to lose much of their value in the first few years, so getting a used one helps you avoid that steep depreciation.
• Paying less on insurance and registration: Yet another way you'll be saving money by choosing a used Ford is the cheaper registration fees and insurance rates. Since used vehicles are considered to have a lower value than their new counterparts, the insurance premium is naturally lower, sometimes by as much as 15%.
• More vehicles to choose from within the same budget: If your budget is limited, you don't have much choice when it comes to new models. However, the same budget will fit a wide variety of used Ford models that you can choose from.

Popular Used Ford Models and Their Features

While virtually all Ford models are great choices for used vehicle buyers, these tend to stand out:

• Ford F-150: This pickup truck is the best-selling vehicle ever in the U.S. and has been the top-selling pickup truck in the country for almost 50 years straight. There are many reasons for its enormous success, with some of the most relevant ones being its incredible capability, durability, comfort, and performance.
• Ford Escape: Compact crossover SUVs are great for drivers who want a spacious vehicle but also need to make their way through crowded urban areas. The Ford Escape certainly delivers on both fronts while being agile and fun to drive.
• Ford Explorer: Some drivers need more than the traditional five seats. Besides having enough space to comfortably fit up to seven people, the Explorer also comes with powerful engines, plenty of cargo room, and precise handling, and it can easily tow most campers and trailers.
• Ford Fusion: Sedans are being largely replaced by SUVs, which means that the Ford Fusion is sadly no longer in production. This doesn't mean that it wasn't a great vehicle, and if you appreciate the unique mix of elegance and agility that only a sedan can provide, you'll love owning one.

Check Out Our Used Ford Inventory at Stivers of Troy, Alabama

Regardless of the vehicle type you're after, there's something here for you in our Ford used vehicle inventory. The best way to decide which fits you best is by seeing them all in person, so come by to Stivers of Troy and check them out. We'll be here to assist you and guide you through the selection process. Contact us today by phone or via our website to learn more.