Used Cars For Sale In Troy AL

When it's time to search for a new-to-you car in the Troy, Alabama, area, let Stivers of Troy help match you with the car that best suits your needs and budget. We have an expansive inventory of used cars available, from compact cars to versatile SUVs, rugged trucks, and everything in between. No matter what you're looking for, Stiver of Troy has something to match your needs. Our friendly sales team is on hand to answer any questions you might have, and our finance team is available to assist with every aspect of the financing process.

The Best Used Cars for Sale in Troy, AL

Our used car inventory at Stivers of Troy excels in terms of versatility. We have a wide variety of makes and models, from high-end luxury models to affordable commuter vehicles. Our team ensures that every vehicle we offer meets the highest standards of performance, reliability, and value, so you can rest assured that the car you drive home is a solid investment.

The Appeal of Buying Used Cars in Troy, AL

When you're in the market for a new car, one of the first questions you might ask yourself is whether you want to buy a used or new vehicle. While buying a new car might have a certain appeal, many buyers find that choosing to buy a used vehicle is the best choice for their needs and budget. The most popular reason to buy a used car versus a new one is a lower price tag.

One reason why used vehicles cost so much less has to do with depreciation. Depreciation is the decline in the value of a car, and the slope of depreciation is the steepest as soon as the car is purchased. The slope of the depreciation curve levels off over time, so a used car maintains its value for a longer period. Buying used means that someone else has already paid the price of the steep depreciation that occurs when a car is new.

Not only will you save money when you initially purchase your vehicle, but you'll also be pleasantly surprised to learn that you'll save money on car insurance as well. New cars cost much more to insure, so you'll save more money over time when it comes to insurance premiums.

Another added benefit of buying a used car is the availability of a large selection of vehicles. There are far more used vehicles available than new ones, which means you can get more specific and only purchase a car that has the features you want and none that you don't need. The lower inventory of new cars means you're usually stuck paying for things you don't want.

Benefits of Purchasing Used With Stivers of Troy

Purchasing with Stivers of Troy is a hassle-free experience. You'll be treated like family from the moment you step in our doors, with our helpful staff walking you through every step of the way. We can handle every step of the car-buying process, from valuing your trade-in to financing your new vehicle. You can even purchase your vehicle from the comfort of your home and have it delivered for a worry-free experience.

Used Vehicle Financing at Stivers of Troy

Our finance team here at Stivers of Troy wants to make sure that you choose the best financing option for your budget. For starters, if you currently own a vehicle that you're interested in trading in, we recommend that you value your trade-in so you'll know what to expect before you even step foot inside our doors.

When financing your used vehicle, you'll be faced with the option to either finance or lease your new purchase. Each option has its pros and cons, and our finance team is more than happy to match you with the option that's best for you.

Financing

Financing a car involves taking out a loan to pay the price of the vehicle and then paying back that loan over a set amount of time. When you finance a car, you are earning equity in the car each month. If you sell the car before the loan has been paid off, you can use the money from the sale to pay off the loan. Once the loan terms have ended, the car becomes yours and you have the opportunity to have months or years without a car payment.

On the flip side, financing a car means your monthly payment will be higher than if you chose to lease your used vehicle. The higher monthly payment means that you'll be more limited in what you're able to afford to buy.

Leasing

Leasing the car involves paying for the use of the car for a predetermined period, usually four years or less. When leasing a vehicle, you're paying for the cost of depreciation of the car for a short time, which is far less than the total amount of the vehicle. That means your monthly payment will be significantly lower than if you financed the vehicle. Since your monthly payment is lower, that means you can most likely afford a more expensive vehicle by leasing.

One drawback to leasing is that you'll never be the owner of the vehicle, and therefore, you're not earning any equity in your vehicle when you make your monthly payments.

Expert Service and Maintenance You Can Trust

Even after you've made your purchase and driven away, our team at Stivers of Troy wants to continue to take care of you. Our expertly trained service technicians are ready to help you with all of your routine maintenance needs throughout the lifespan of your vehicle. Our skilled team can tackle any issue you might have with your vehicle, big or small. Our easy online scheduling tool will make it easy to find a time and day that works with your schedule.

Shop Online or Visit Us in Troy, AL

If you're ready to start the hunt for your next used vehicle, shop online or stop by to visit us today. We'll be happy to share our impressive inventory of used vehicles with you and help you find the car of your dreams. If you have any questions about our cars or car buying process, don't hesitate to reach out and contact us today.